Ask Me Anything with Fiatum at ICO Speaks: Summary

fiatum ama at ico speaks
fiatum ama at ico speaks
November 19-th   held an Ask Me Anything session at ICO Speaks telegram chat. From the Fiatum side there was:


👨‍💻Vladislav | CEO | @ArchitectorMendisabal

Yes, dear friends, our Team is happy to finally present our great product. Our digital bank offers a unique e-wallet system having crypto, cards and bank accounts all in one.


👨‍💻Valeriia |CLO | @Crypto_ValerieMark


Well, I am the representative of FIATUM project or simply the girl who loves and believe in CRYPTO! 
I think that our project will be at least the second Bitcoin, so I highly recommend everyone to join FIATUM 🤩
👨‍💻Danila | Marketing manager |@Crypto_Danila
Hello everyone! I am Marketing manager and I am really proud to be a part of such a talented and enthusiastic team!

                                                      Let’s get started!
Q:Please introduce the project Fiatum.
A: Fiatum is an absolutely unique system with all-in crypto-fiat wallet with crypto, card and bank accounts. We started working on this project in January 2021 but it’s a part of financial group established in 2015 with principal membership of SWIFT, Mastercard and Visa.
The main idea is that the all-in e-wallet is linked to card and bank account with both crypto and fiat currencies available. Any crypto user is now able to exchange any cryptocurrency easily and instantly inside the e-wallet, and that’s how our product solves the biggest problem of the link between crypto and fiat world. So, you can send, receive and deposit crypto and fiat in one place! And our cards will help you to pay for your personal expenses.
So with our AMAIZING project, you can send, receive and deposit crypto and fiat in one place! And our cards will help you to pay for your personal expenses.
Q: What are your main features that distinguish you from other projects and what competitive advantages do you have?
A: Our special feature is our e-wallets which include cards and bank accounts. In e-wallet users can send, receive and deposit crypto and fiat. All users can order our cards to pay with them wherever they are! For example, you can exchange 1 ETH and get EUR right to your card and immediately go shopping. It is extremely convenient for all crypto users!
Our team strives to fill an empty niche in the crypto-market and to improve crypto users’ experience. Unlike other digital banks on the market, Fiatum uses its own self-developed solution which comes with the lowest fees in the industry and high-protected system. These factors make Fiatum as the most attractive choice for investors and crypto enthusiasts all over the world.

Our main idea was to fill an empty niche in the crypto-market and to improve crypto users’ experience. Unlike other digital banks on the market, Fiatum uses its own self-developed solution which comes with the lowest fees in the industry and high-protected system. These factors make Fiatum as the most attractive choice for investors and crypto enthusiasts all over the world.
Q: Are you working on any marketing initiatives to help build awareness for your platform?
A: Our marketing team implements fruitful strategy to promote awareness about Fiatum and gain popularity among crypto community. We actively carry out massive promotions in Telegram channels, Twitter and Facebook. We have several influencers and advertisers who help us to attract more crypto people interested in our product.
We also work with several Telegram crypto channels with big audience. We advertise every day. At this moment out social media pages have about 500.000 subscribers, and the community is growing daily!

Also WE LOVE our FIATUM community! At this moment our social media pages have about 500.000 subscribers, and the community is growing daily!


Q:Could you please elaborate on card issuing and e-wallets? How are they interrelated?
A: Basically, e-wallet is an all-in crypto-fiat wallet with crypto, card and bank accounts (both crypto and fiat currencies available). It means that any crypto user that previously had a bad experience with extracting funds to a card or a bank account is now able to easily and instantly exchange any crypto-currency, like BTC, ETH, USDT, etc., inside the e-wallet. So, you can send, receive and deposit crypto and fiat. And our cards provide an opportunity to pay for your expenses in any places accepting cards.
So, our clients can keep fiat on a card or bank account and exchange crypto in their e-wallet whenever they wish to just clicking on the button.  With Fiatum, you can keep your crypto and fiat in one place. 😋
Q:Do you have a plan for global expansion? Which market does FIATUM focus on, or is it focused on building and growing to gain customers and partners?
A: We aim to become number one crypto bank with fiat solution on the global market. Our coverage includes all countries except forbidden or black-listed ones. Our users are all-natural persons willing to open e-wallet with us. We already created local communities and Telegram channels for China, Japan, Thailand, Vietnam, Korea, Iran, India, Turkey, Portugal, Germany, France, Italy, and also for Russian and Arab speaking countries. We are sure that our product will be in high demand all around the world!
Now we start looking for regional partners who can be a part of our team. We are open minded and any of our community member can become Fiatum’s partner. We regard our community as our strength source and want to maintain direct dialogue.
Q:Could you please tell us about progress on your Roadmap and most memorable results FIATUM has achieved so far?
A: First, we concluded Agreements with financial companies that are principal members of MASTERCARD, VISA, UNIONPAY and SWIFT. This partnership allows us to provide the lowest fees on the market and to ensure the highest quality of our product.
Second, we built an amazing team of professionals in crypto industry including excellent developers and technicians.
Third, we started e-wallet system development (architecture, servers, security, etc.) and its testing. The tests will be finalized by the end of November, and e-wallets will be available to all users!
Next, we achieved partnership with such reputable in the industry companies as Binance, CoinMarketCap, CoinGecko, Sum&Substance, Apple, and our token FIAT was audited on the matter of security by Rock’n Block.
And finally, we built a huge community and fanbase of about 500.000 crypto people in our social medias and carried out tokens’ pre-sale for the community members with discount! By the way, newly joined members regret they missed an opportunity to buy FIAT on pre-sale and ask whether we are going to arrange pre-sale again, but our next step is listing on reputable exchanges! To the moon!
Q:Is there any benefit by holding your token, for example any reward or incentives?
A:  Powered by Fiatum Bank’s ecosystem, FIAT will be at the core of all Fiatum platform’s operations to ensure that the payments are sent without any fees and at a click of a button, thus ensuring maximum efficiency, reliability and pocket-friendly experience.
We forecast that our token will skyrocket within a relatively short period of time from few cents to almost 500 USD per token. Why? Because people need our product.
The main goal is to encourage token holders to use it on regular basis and to expand Fiatum’s userbase. Due to the exponential growth of the crypto market, FIAT token offers a huge potential of increasing in value over time. FIAT token is empowered by the unique product all-in crypto-fiat bank solution which is highly needed on the market, and that’s why it will skyrocket very soon!
Q:Security is considered as one of the top priorities of any exchanges, how does Fiatum Bank protect users’ information and ensure asset security?
A: Fiatum’s top tier security system leaves no doubts to the users about the safety of the assets. We implement the following security measures: PCI DSS level 1 for cards, Binance for crypto wallets and three-factor authentication.
Also, we carry out due diligence on our partners on the matter of security. For example, we use Binance as exchange platform, and as our checks witness Binance’s API is extremely secure and safe. It’s in our core principles to ensure complete safety and security for our clients not only from our standpoint, but also from the side of our partners.


Q:  What is the most ambitious goal of your project? Could share with us any Upcoming Updates?

A:   Too soon we will present our own FIATUM EXCHANGE. And next year we are going to develop our own blockchain 🤫

Q: How can I buy this tokens? Is it available on any exchange?

A:  Yes, it’s available at 20 cents on or at 10 cents at Fiatum directly

Q: Do you have a Token Burning plan to increase Token value and attract Investors to invest?

A:  Yes, we have the burn of 0,1-0,5℅ depending on the volume. We will make a voting so the community will decide on exact rate

Q: Since NFT is popular nowadays, is there a plan for NFT integration?

A:  Yes, we are working on it. We are interested to do all new things but by December we must finish our ewallet system and then concentrate on other projects.

Q:  Does your project have a plan about Staking?

A:  Yes, NFT’s and Staking shall be available next year. We want to create a one-stop solution. For example, now we are buying small but existing Exchange to add to our digital Bank.

Q: How How did you build an ecosystem of users, partners, and content creators, bringing best-in-class digital services to emerging markets?

A:  Our ecosystem consists of two parts. First is our users and the second one is our white lable partners which love to use our solution under their brand.

Q: Did you consider community feedback/requests during the creation of your product in order to expand on fresh ideas for your project? Many projects fail because the target audience and clients are not understood. So I’d like to know who your ideal consumer is for your product?

A:  Without our community and their feedbacks FIATUM is nothing! We read every comments and suggestions, moreover we may ask our community what we shall choose in some situations. 
We love their discussions in our FIATUM CHAT.  You can also become our member 😇
Q: Can you list 1-3 killer features of this project that makes it ahead of its competitors? What is the competitive advantage your project has that you feel most confident about?

A:  Low fees our main killer feature. When one pays 5 times less he likes that. We honestly has the lowest fees on the market as to cards and IBAN’s

Q: Your project name seems to be very interesting. Does it have any story behind it? Can you share us with the inspiron for approaching to this name?

A:  Our financial group was created 6 years ago by bankers and lawyer who love what they do.
And in  January, 2021 the idea to create unique crypto-fiat product came to them!
We  found out that the digital world is in need of a combined e-wallet consisting of all crypto currencies with the ability to exchange crypto-crypto and linked to a card and a bank account. We believe that we can fill in this empty niche in the industry with our top-notch product.
Regarding the name,  it comes from the word “fiat” and expresses our desire to create a bridge between crypto and fiat currencies.
Q: Do you have Whitepaper if yes, please share it with as secondly do you have plans for pre-sale? Now where can we Join it?

A: Yes, our Whitepaper is available on the website Our presale was closed yesterday and we sold 2 000 000 tokens at 10 cents. Now we are having an IEO and the Listing in a few days.

Q: How does project increase the token’s value, liquidity and utility ? So that it can lead to an increase in token prices ? What is your plan to make your project stable and provide the highest return for investors in the long term ?

A: We create a shortage throwing only 6 000 000 tokens on the market. And each ewallet user must hol 100 tokens. It means a fork making it inevitable for the price to grow.
Q: Can you briefly describe your partnership so far and upcoming partnerships?

A: Main partner is our brother company in Europe which is the principal of SEPA, SWIFT, MASTERCARD, VISA and UNIONPAY giving us cards and IBAN’s. Second is Binance giving us the crypto solution.

Q: How can users stay updated with this project? Are there channels, including local communities where users can get the latest updates?

A: Yes, we have a channel and a chat in Telegram, as well as all social media. The fastest way is to join us at
Q: Where can I buy your tokens right now what is your current contract and how can I buy them?

A: You can buy at 20 cents here or at 10 cents directly from us. Yes soon we shall start NFT, Staking and other similar things.
Q: Can you please explain what are the advantages of using your Platform and is it friendly for beginners like me?

A:  Main advangate that you get a wallet having crypto, card and IBAN all in one. Yes, it’s friendly.

Q: According to the project’s roadmap- what are your most important next priorities?

A:  Buying own Exchange and creating own wallet system like Metamask.
Q: How old is Your project? What are the major plans ahead?

A: Fiatum is 1 year old but our brother Bank is 4 years old. Major plans are own Exchange, own wallet system and developing the community and branch network.
Q: Ambassadors play a very important role in every project, Do you have an ambassador program? If yes, how can I be one ?

A:  Yes, we have a generous plan for our ambassadors. Please, contact us for details

Q: Do you have a Token Burning plan to increase Token value and attract Investors to invest?

A:  Yes sir, we have a burn and a shortage
Q: How your tokens are in circulation and what is your total supply?

A:  Total is 100 million but in circulation only 6 million to keep the shortage
ICOSpeaks hosted an AMA Session with the Fiatum Team. That’s all for today.
Thanks to all users who participated.
Thanks, Fiatum for being with us
Thanks, all and see you soon😉
Cheers 🥂


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